William Peracchio San Francisco Bay Area

FinTech · AI Product · Public Policy

I work at the intersection of AI, financial infrastructure, and public policy.

My work sits between product, policy, and strategy: understanding how powerful new technologies can be built, adopted, and governed in ways that earn institutional trust.

Status

  • Public Policy Intern — Circle
  • Future of Finance Working Group — Bretton Woods Committee
  • MBA + MPA Candidate — Stanford GSB · Harvard Kennedy School

Experience

Public Policy Intern — Circle

Helping design policy positions at the issuer of the USDC stablecoin, including on stablecoin regulation, AI in financial services, and payments for the agentic economy.

Future of Finance Working Group — Bretton Woods Committee

Contributing to the Committee's work on how tokenization and stablecoins will reshape the financial system. The Committee is a nonpartisan network of leaders in finance, business, and policy.

↳ Co-author: A Global Framework for Tokenized Assets

Research Assistant — Mossavar-Rahmani Center, Harvard Kennedy School

Researched digital assets, stablecoins, and the future of financial regulation. Worked with Timothy Massad, former Chair of the CFTC, on digital asset regulation and the institutional design of financial market infrastructure, and with Senior Fellow Ijeoma Okoli on tokenization and market structure.

Researcher & Product Manager — MIT Digital Currency Initiative

Researched how tokenized money, stablecoins, and digital financial infrastructure affect markets, institutions, and public policy. Worked with external institutional partners on the Future of Financial Infrastructure workstream.

↳ Co-author: Stablecoins in Africa — with AIR & CGAP

Contributing Writer — Interweave.gov

Researched and wrote on AI and digital public infrastructure in government, including Italy's AI strategy, procurement guidelines, and public-sector implementation.

↳ Co-author: Italy's Multiplicity Principle

Technical Product Manager — Knova

Led product development for digital financial infrastructure across tokenized assets, stablecoins, CBDCs, and institutional payment workflows. Launched a 0-to-1 product with a digital asset exchange, built the company's developer portal, and helped lead the winning entry in the 2023 G20 TechSprint. Authored the firm's white paper and RFP responses for major financial institutions, including central banks.

Earlier

Microsoft (software engineering, Azure Arc) · Lehigh University (designed and taught CSE 298 to 60+ students) · OSIsoft (front-end development) · PwC Czech Republic (blockchain research) · Commvault (engineering intern).

Writing & Research

Education

Honors

Contact

If you would like to discuss stablecoins, tokenization, AI governance, or related work, you can reach me at:

waperacchio@gmail.com